Builders Lending Group

Founder and principal consultant, Lorrie Bryan, has worked in the mortgage lending industry since 1977.  Her resume includes multiple banks,lending institutions and escrow companies.She is an Escrow Officer and Mortgage Broker.

Ethan Kelley has worked in the real estate industry with an emphasis on real estate appraising. He has a bachelors degree from Vanguard University and adds much value to our company. Ethan hails from Pennsylvania.

Clara Welch has been a bank loan officer and entrepreneur for over 15 years. She brings a wealth of experience and problem solving to this area of mortgage lending.

Shelley Merid has years of loan processing experience and entrepreneurial spirit. She comes to us after owning and operating her own mortgage loan processing company in the Bay Area. She has a bachelors degree from Penn State University in Business Logistics and also hails from Pennsylvania.

Jonathan Shea has recently joined our group as our very own Marketing Representative.  He comes with some experience in the commercial side of real estate and also attended Vanguard University.  He has been around the mortgage banking industry for many years and also has some loan processing under his belt. 

We are confident that you will be pleased with our professionalism and expertise in this arena. It is our mission to add value to the process of your probate/trust or conservatorship matter and offer a new perspective and great solutions to the parties involved.

Out of the box ideas that you can use.

MARKET UPDATE:

What is happening in the mortgage industry lately?

Or more to the point, what isn't happening?  The climate in the mortgage industry has changed dramatically over the last year.  The current economic conditions have made it difficult for investors, both private and bank/mortgage bankers as well as the consumer. 

Underwriting guidelines have tightened as the mortgage industry continues to feel the aftershocks of what has happened in the markets. FHLMA and FNMA are strictly underwriting by the book. FHA is currently the best game in town. Most of the counties in California are STILL in a declining market with no end in sight. More than ever, it is now increasingly important to have a lender with experience and an edge.